Why use Dethique?
Ethical & Interest-Free
A framework specifically designed for zero-interest loans, aligned with your values and the law.
Full Traceability
A timestamped record of all actions, from funds transfer to final repayment.
Witness Validation
Each loan file requires at least 2 witnesses to morally officialize the agreement.
Electronic Signature
A frictionless signature process to strengthen commitment without administrative burden.
Everything you need to know about peer-to-peer loans
Read our practical and legal guides to lend or borrow money safely and peacefully.
Debt Acknowledgment
6 mandatory legal clauses under Art. 1376 of the French Civil Code and template guide.
Family Loans & Taxes
€5,000 reporting threshold, Form 2062, and avoiding tax reclassification.
Lending to a Friend
How to formalize a friendly loan without awkwardness and protect your relationship.
Loans Without a Notary
Legal validity of private agreements and the critical role of 2 independent witnesses.
Good to know
"Loans > €5,000 must be declared to tax authorities."
How does it work?
Create the loan file
Define the amount, currency, and deadline of the loan.
Invite
Add the counterparty and your trusted witnesses.
Sign
Everyone validates the conditions with a simple signature.
Track
Declare and confirm repayments until fully settled.
Relationship
Stay close. With everything clear, your bond remains protected.